Terms and Conditions

This User Policy's terms and conditions adhere to all applicable Indian laws and any other laws relevant to the user's jurisdiction. User acceptance constitutes a legally binding contract under the Indian Contract Act of 1872. Electronically confirmed notices are considered duly signed and written. LOAN2BUSINESS.COM powered by MINDVISION CREATION OPC PRIVATE LIMITED drafted these User Policy terms and conditions.

1. User Information:

• The User of this Website shall be a person who has attained the age of majority i.e. 18 years of age as per the Indian Majority Act.
• To access this website, users must provide verifiable contact information, including a phone number, email address and address.
• LOAN2BUSINESS.COM's website data is protected under data privacy regulations and will be disclosed to law enforcement as legally required.

2. Definitions:

2.1 CONFIDENTIAL INFORMATION: All information collected by the Website for the purpose of creating an account and also all the information collected in future to maintain, upgrade or degrade the account shall be the Confidential Information of the User.

2.2 User:

• Users must be of legal age and possess sound judgment.
• This user policy defines any person, regardless of nationality, as a website user.
• A user is an individual who utilizes the application's services.
• Users are obligated to adhere to this user agreement's stipulations.
• Users affirm that they will use LOAN2BUSINESS.COM solely for legitimate purposes.

2.3 Website:

• This USER POLICY refers to LOAN2BUSINESS.COM as the Website, a product developed and owned by LOAN2BUSINESS.COM, and protected as its intellectual property.

Intellectual Property:

• LOAN2BUSINESS.COM retains all rights to its website content, logos, terminology, and software code.

Cyber Crime:

• Any illegal or unauthorized use of LOAN2BUSINESS.COM services by a user or third party constitutes cybercrime.

3. Confidentiality

• All user data collected will remain confidential and will not be disclosed to any third party.
• However, the website retains the right to share summarized, non-identifiable data to promote both user and website business interests.
• Disclosure to law enforcement agencies will only occur when legally mandated and through proper channels.

4. Intellectual Property Rights

• All website content, including editorial material, images, artwork, graphics, names, and logos is protected by LOAN2BUSINESS. Unauthorized copying, reproduction, retransmission, distribution, dissemination, sale, publication, broadcast, or circulation of this material, in whole or in part, is strictly prohibited.
• To safeguard our intellectual property rights, we will pursue legal action against any unauthorized use of our name, or logos. All rights not explicitly granted herein are reserved.
• Users may not leverage LOAN2BUSINESS.COM services to disseminate promotional materials for businesses directly competing with LOAN2BUSINESS.COM.
• The website underlying LOAN2BUSINESS.COM is protected by Indian copyright law and is therefore not subject to reverse engineering, replication, or recreation by users.

5. Amendments

• Website content, including product and service descriptions and pricing, is subject to change without notice. We disclaim all liability for website content errors or omissions.
• These terms and conditions of use may be amended without notice; revised terms will be posted on the website and are effective upon posting.
• Users are responsible for regularly reviewing these binding terms and conditions.

6. Disclaimer And Exclusion Of Liability

• Loan2Business.com is committed to safeguarding all user-provided data utilized on the website. Loan2Business.com will manage, store, and delete user data as necessary, based on relevant circumstances. Loan2Business.com will adhere to the Information Technology Act's provisions to protect user data provided for application use. Should a state or central government, court of competent jurisdiction, or other authorized body request user data for public welfare or cybersecurity purposes, Loan2Business.com will comply, but only as legally mandated.
• Loan2Business.com will implement comprehensive data protection measures. However, in the event of an unforeseen data breach caused by a third party acting against the public interest, Loan2Business.com reserves the right to seek indemnification from the User. To the maximum extent permissible by law, we disclaim all warranties regarding the Website and its content, including any inaccuracies or omissions, and any implied warranties of merchantability, quality, fitness for a particular purpose, accuracy, availability, non-infringement, or those arising from course of dealing or usage of trade.
• LOAN2BUSINESS.COM provides no guarantee of website accessibility, uninterrupted service, timeliness, security, error-free operation, freedom from viruses or malicious code, or immunity to force majeure events such as material shortages, equipment failures, power outages, or telecommunications disruptions. While LOAN2BUSINESS.COM strives for accuracy and currency in website content, we offer no warranty regarding its accuracy, timeliness, or completeness.
• LOAN2BUSINESS.COM disclaims liability for any third-party actions or omissions, regardless of cause, and for any direct, indirect, incidental, special, consequential, or punitive damages arising from or related to the Website and its services, including access, use, or inability to use the Website or services, or downloads from the Website and/or services, or any delays or inaccuracies in information or transmission. This includes, but is not limited to, damages for loss of business or profits, use, data, or other intangibles, even if we have been notified of the possibility of such damages.
• LOAN2BUSINESS.COM disclaims all liability, whether arising from contract, tort (including negligence or breach of statutory duty), or otherwise, for any indirect, consequential, special, or incidental losses or damages incurred in connection with the Website and these Terms and Conditions of Use. This includes, but is not limited to, loss of revenue, profits, anticipated savings, or business; loss of data or goodwill; loss of use or value of equipment (including software); third-party claims; and all associated costs and expenses.
• Applicable exclusions and limitations are subject to legal constraints. Consumer statutory rights that cannot be waived remain unaffected.
• Applicable exclusions and limitations are subject to legal constraints.Consumer statutory rights that cannot be waived remain unaffected.

7. Termination

• In the event of a breach of service terms and conditions, LOAN2BUSINESS.COM retains the right to suspend, terminate, or cancel this agreement and pursue recovery of any resulting damages.
• LOAN2BUSINESS.COM reserves the right to suspend service at any time for any reason deemed necessary to maintain service quality, considering factors such as client status, financial standing, and message content.
• Loan2Business.com reserves the right to suspend service at any time for any reason deemed necessary to maintain service quality, considering client status, financial standing, or message content.
• Following termination, cancellation, or suspension, the user remains liable for all accrued obligations. Payment and other contractual obligations are unaffected by service suspension (full or partial) resulting from user non-compliance with this agreement or any applicable law. Upon termination or cancellation, regardless of reason, the user must immediately cease service usage; we bear no further obligation to the user thereafter.
• Users may terminate this agreement at any time, for any reason, by providing written notification via email. However, all responsibilities under this agreement incurred prior to termination remain in effect, and any remaining account credits will be forfeited.

8. Legal Action and Dispute Resolution:

• All disputes concerning usage, services, or third-party issues will be submitted to arbitration. Users waive their right to pursue legal action in Indian courts for any reason. Users must notify LOAN2BUSINESS.COM and engage in pre-arbitration discussions as necessary.
• LOAN2BUSINESS.COM retains the right to pursue legal remedies should the User initiate legal action, citing breach of contract and misuse of legal process. The User waives any recourse against LOAN2BUSINESS.COM for damages caused by third parties. In the event of suspected application misuse, LOAN2BUSINESS.COM reserves the right to pursue stringent legal action against the User.
• Users must provide verifiable proof during any dispute resolution process. Any unauthorized action constitutes a breach of this User Agreement; LOAN2BUSINESS.COM reserves the right to pursue legal action under the Indian Penal Code, Information Technology Act, Intellectual Property Laws, and Contract Act for any resulting damages.