Working Capital Finance
Fund-based and non-fund-based facilities for day-to-day operations
Maintain healthy cash flow and keep your business operations running smoothly with Working Capital Finance from Loan2Business.
Loan2Business
Finance solutions built around your business needs
From working capital and machinery finance to invoice funding, supply-chain finance, secured loans and trade finance, Loan2Business helps businesses explore financing solutions aligned with their requirements and eligibility.
Business finance
Working capital, machinery and term funding for day-to-day operations and growth.
Unsecured Business Loan
Business funding without property collateral
Access finance for your business without pledging property or traditional collateral, subject to lender eligibility criteria.
Machinery Finance
Finance the machinery your business needs to grow
Upgrade, modernize, or expand your production capacity with Machinery Finance.
CGTMSE Loan
Explore collateral-free business finance under CGTMSE
Eligible Micro and Small Enterprises may access credit facilities covered under the Credit Guarantee Fund Trust for Micro and Small Enterprises framework.
Supply chain finance
Finance that follows the transaction — from supplier purchases to customer receivables.
Purchase Invoice Finance
Finance supplier purchases without straining cash flow
Purchase Invoice Finance helps eligible businesses fund supplier invoices and procurement requirements while preserving working capital.
Sales Invoice Finance
Turn outstanding sales invoices into working capital
Don't wait for long customer payment cycles to access your own business cash flow.
Invoice Discounting
Convert outstanding invoices into immediate business liquidity
Invoice Discounting helps eligible businesses access funds against unpaid invoices before customers complete their payment cycle.
Vendor Finance
Strengthen your supply chain with vendor finance
Vendor Finance helps eligible suppliers access financing against approved business transactions, enabling healthier cash flow across the supply chain.
Dealer Finance
Help your dealer network buy more and sell more
Dealer Finance provides eligible dealers and distributors with funding to purchase inventory from manufacturers, brands, or anchor companies.
Inventory Finance
Stock your business without blocking all your working capital
Inventory Finance helps eligible businesses purchase or hold inventory while maintaining liquidity for other operational requirements.
Trade & commodity finance
Funding for international trade and stored agricultural commodities.
Import & Export Finance
Finance your international trade requirements
Manage international business transactions more efficiently with Import and Export Finance solutions designed for eligible trade requirements.
Warehouse Receipt Finance
Unlock finance against stored agro commodities
Access working capital against eligible agricultural commodities stored in approved warehouses.
Property & personal
Home loans, loans against property and personal loans for eligible borrowers.
Loan Against Property
Unlock the value of your property
Raise funds against your eligible residential, commercial, or industrial property while continuing to retain ownership of the asset.
Home Loan
Make your dream home possible
Explore Home Loan options for purchasing, constructing, renovating, or refinancing eligible residential property.
Personal Loan
Quick finance for your personal requirements
A Personal Loan provides eligible borrowers with unsecured funding for permitted personal expenses without requiring property collateral.
Compare structures
Which finance fits?
How four common facilities differ at a glance. Exact terms always depend on the lender and your profile.
| What it funds | Usually repaid from | Security usually considered | |
|---|---|---|---|
| Working Capital Finance | What it fundsDay-to-day operations: inventory, supplier payments, salaries | Usually repaid fromOperating cash flow through the business cycle | Security usually consideredSecured or unsecured, depending on the product, lender and your profile |
| Invoice Discounting | What it fundsThe wait between raising an eligible invoice and your buyer paying it | Usually repaid fromYour buyer’s payment against the invoice | Security usually consideredMainly the eligible receivables; lenders may ask for more |
| Machinery Finance | What it fundsNew or upgraded machinery and equipment | Usually repaid fromInstalments from business income | Security usually consideredOften the machinery being financed; sometimes additional security |
| Loan Against Property | What it fundsLarger needs: expansion, working capital, asset purchases | Usually repaid fromInstalments, often over a longer tenure | Security usually consideredEligible residential, commercial or industrial property you own |
Why Loan2Business?
- Multiple finance solutions under one platform
- Solutions for MSMEs, manufacturers, traders and service businesses
- Secured and unsecured lending options
- Working-capital and supply-chain financing
- Assistance with loan documentation and application
- Access to financing options from eligible lenders
Start your enquiry
Looking for the right finance solution?
Every business has different funding requirements.
Whether you need working capital, machinery finance, a secured loan, unsecured business finance, invoice funding, supply-chain finance, inventory finance or trade finance, Loan2Business can help you explore suitable options based on your profile.
Transparent by design
- Fees, where applicable, are disclosed in writing before you proceed.
- We never guarantee approval—final credit decisions and terms remain with the respective lender.
- We never ask for OTPs, passwords or unauthorised payments.
Offices in Mumbai & Pune · Supporting businesses across India
Tell us what you need
A funding specialist will get back to you with options for your business.