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Supply chain finance

Purchase Invoice Finance for Better Procurement

Finance supplier purchases without straining cash flow

Don't allow supplier payment requirements to restrict your ability to purchase inventory or raw materials.

Purchase Invoice Finance can help eligible businesses finance qualifying supplier invoices, enabling smoother procurement while preserving cash for other operating needs.

Benefits

  • Fund eligible supplier invoices
  • Maintain better working capital
  • Improve procurement capacity
  • Support bulk purchases
  • Maintain supplier payment discipline
  • Respond to increasing customer demand
  • Reduce short-term liquidity pressure

Who Can Apply?

Suitable businesses may include:

  • Manufacturers
  • Traders
  • Distributors
  • Wholesalers
  • Retailers
  • Importers
  • Other businesses with regular supplier purchases

How the money flows

Exact terms depend on the lender and the facility.

  1. 01

    Your supplier raises an invoice for goods or services.

  2. 02

    The lender pays the supplier on your behalf.

  3. 03

    You use the goods while the credit period runs.

  4. 04

    You repay the lender by the agreed due date.

Documents usually needed

Not needed to enquire. Lenders may ask for more or fewer, depending on the facility.

Proprietorship

  • PAN and Aadhaar of the proprietor
  • Business proof: GST registration, Udyam certificate or shop licence
  • Bank statements for the last 6–12 months
  • Income tax returns and financial statements for the last 2–3 years

Partnership or LLP

  • Partnership deed or LLP agreement, and firm PAN
  • PAN and Aadhaar of the partners
  • GST registration and business address proof
  • Bank statements for the last 6–12 months
  • Income tax returns and financial statements for the last 2–3 years

Company

  • Certificate of incorporation, MoA and AoA, and company PAN
  • PAN and Aadhaar of the directors
  • GST registration and a board resolution for the borrowing
  • Bank statements for the last 6–12 months
  • Audited financial statements for the last 2–3 years

Also for Purchase Invoice Finance

  • Supplier invoices and purchase orders
  • Creditors ageing statement

Run the numbers

Indicative estimates, calculated in your browser.

FAQs

Questions about Purchase Invoice Finance

What is Purchase Invoice Finance?

It is financing intended to support eligible purchases made against supplier invoices.

Who receives the payment?

The payment mechanism depends on the lender and transaction structure. In some arrangements, funds may be paid directly toward the approved supplier transaction.

Can it finance raw materials?

Yes, eligible raw-material purchases may be considered.

Is every supplier invoice eligible?

No. Lenders assess the buyer, supplier, transaction, invoice authenticity and other criteria.

Can Purchase Invoice Finance improve working capital?

It can help preserve internal funds that would otherwise be immediately used for supplier payments.

Why Loan2Business?

  • Multiple finance solutions under one platform
  • Solutions for MSMEs, manufacturers, traders and service businesses
  • Secured and unsecured lending options
  • Working-capital and supply-chain financing
  • Assistance with loan documentation and application
  • Access to financing options from eligible lenders

Purchase Invoice Finance

Finance Your Next Business Purchase

Keep procurement moving while maintaining liquidity.

Transparent by design

  • Fees, where applicable, are disclosed in writing before you proceed.
  • We never guarantee approval—final credit decisions and terms remain with the respective lender.
  • We never ask for OTPs, passwords or unauthorised payments.

Offices in Mumbai & Pune · Supporting businesses across India

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