Borrowing & repayment
Loan EMI Calculator
Calculate your monthly instalment, total interest and total repayment for a loan.
Property & personal
Personal Loan for Your Financial Requirements
Quick finance for your personal requirements
Need extra funds for a planned or unexpected personal expense?
A Personal Loan can provide eligible borrowers with unsecured financing without requiring property collateral.
Loan2Business helps customers explore suitable loan options based on their income, employment or professional profile, existing obligations and credit history.
Common Uses
Subject to lender end-use rules, Personal Loans may help with:
- Medical expenses
- Education-related costs
- Wedding expenses
- Travel
- Home improvement
- Family requirements
- Other eligible personal expenses
Benefits
- No property collateral typically required
- Flexible permitted end use
- Fixed repayment structure may be available
- Suitable for a range of personal requirements
- Options for eligible salaried and self-employed applicants
Who Can Apply?
Depending on lender policy:
- Salaried employees
- Self-employed professionals
- Eligible business owners
- Other applicants meeting lender criteria
Documents usually needed
Not needed to enquire. Lenders may ask for more or fewer, depending on the facility.
Individuals
- PAN and Aadhaar
- Address proof
- Salary slips and Form 16, or income tax returns if self-employed
- Bank statements for the last 6 months
Run the numbers
Indicative estimates, calculated in your browser.
Borrowing & repayment
Loan Amount Calculator
Work backwards from an EMI you can afford to the loan amount it could repay.
FAQs
Questions about Personal Loan
Does a Personal Loan require collateral?
Personal Loans are generally unsecured and therefore typically do not require property collateral.
How much can I borrow?
Eligibility depends on income, existing obligations, credit profile and lender assessment.
Can self-employed applicants get a Personal Loan?
Some lenders offer Personal Loans to eligible self-employed applicants.
Can I use it for medical expenses?
Medical and other permitted personal expenses are commonly considered acceptable end uses.
What determines the interest rate?
Rates depend on the lender, credit profile, income, loan amount, tenure and other risk factors.
Why Loan2Business?
- Multiple finance solutions under one platform
- Solutions for MSMEs, manufacturers, traders and service businesses
- Secured and unsecured lending options
- Working-capital and supply-chain financing
- Assistance with loan documentation and application
- Access to financing options from eligible lenders
Personal Loan
Finance Your Personal Plans
Explore borrowing options suited to your income and repayment capacity.
Transparent by design
- Fees, where applicable, are disclosed in writing before you proceed.
- We never guarantee approval—final credit decisions and terms remain with the respective lender.
- We never ask for OTPs, passwords or unauthorised payments.
Offices in Mumbai & Pune · Supporting businesses across India
Tell us what you need
A funding specialist will get back to you with options for your business.
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Fund-based and non-fund-based facilities for day-to-day operations
Maintain healthy cash flow and keep your business operations running smoothly with Working Capital Finance from Loan2Business.