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Supply chain finance
Inventory Finance for Growing Businesses
Stock your business without blocking all your working capital
Having too little stock can mean losing customers. Having too much cash tied up in stock can strain your working capital.
Inventory Finance helps eligible businesses fund inventory purchases while preserving liquidity for other business requirements.
Benefits
- Finance eligible stock purchases
- Maintain adequate inventory
- Respond to seasonal demand
- Support bulk procurement
- Preserve working capital
- Improve product availability
- Take advantage of supplier opportunities
- Support higher sales volumes
Who Can Apply?
Potential applicants include:
- Traders
- Retailers
- Distributors
- Wholesalers
- Manufacturers
- Stockists
- Seasonal businesses
- Eligible MSMEs
Documents usually needed
Not needed to enquire. Lenders may ask for more or fewer, depending on the facility.
Proprietorship
- PAN and Aadhaar of the proprietor
- Business proof: GST registration, Udyam certificate or shop licence
- Bank statements for the last 6–12 months
- Income tax returns and financial statements for the last 2–3 years
Partnership or LLP
- Partnership deed or LLP agreement, and firm PAN
- PAN and Aadhaar of the partners
- GST registration and business address proof
- Bank statements for the last 6–12 months
- Income tax returns and financial statements for the last 2–3 years
Company
- Certificate of incorporation, MoA and AoA, and company PAN
- PAN and Aadhaar of the directors
- GST registration and a board resolution for the borrowing
- Bank statements for the last 6–12 months
- Audited financial statements for the last 2–3 years
Also for Inventory Finance
- Stock statements
- Purchase invoices for the inventory
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Indicative estimates, calculated in your browser.
Working capital
Working Capital Eligibility Calculator
Estimate indicative bank finance for working capital using the turnover method.
FAQs
Questions about Inventory Finance
What is Inventory Finance?
Inventory Finance provides funding linked to eligible stock, goods or raw-material requirements.
Can I use it for seasonal stock?
Yes, seasonal procurement may be an eligible purpose depending on lender policy.
Can raw materials be financed?
Eligible manufacturing raw materials may be considered.
Is inventory used as security?
Certain structures may involve inventory as part of the lender's security or monitoring framework.
Can Inventory Finance be revolving?
Working-capital-style revolving structures may be available depending on the lender and facility.
Why Loan2Business?
- Multiple finance solutions under one platform
- Solutions for MSMEs, manufacturers, traders and service businesses
- Secured and unsecured lending options
- Working-capital and supply-chain financing
- Assistance with loan documentation and application
- Access to financing options from eligible lenders
Inventory Finance
Stock Your Business Without Draining Your Cash Flow
Keep products available while maintaining liquidity for everyday operations.
Transparent by design
- Fees, where applicable, are disclosed in writing before you proceed.
- We never guarantee approval—final credit decisions and terms remain with the respective lender.
- We never ask for OTPs, passwords or unauthorised payments.
Offices in Mumbai & Pune · Supporting businesses across India
Tell us what you need
A funding specialist will get back to you with options for your business.
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