Receivables & trade
Invoice Finance Cost Calculator
Compare the total and simple annualised cost of financing an invoice.
Supply chain finance
Dealer Finance for Stronger Distribution Networks
Help your dealer network buy more and sell more
Your dealers need adequate working capital to keep the right products in stock.
Dealer Finance helps eligible dealers and distributors finance purchases from manufacturers, brands or anchor companies.
It can enable channel partners to maintain inventory while improving working-capital efficiency.
Benefits
- Finance dealer inventory purchases
- Support larger order values
- Maintain product availability
- Improve dealer liquidity
- Strengthen channel networks
- Support seasonal demand
- Potentially improve manufacturer sales cycles
Who Can Apply?
Dealer Finance may be relevant for:
- Authorized dealers
- Distributors
- Channel partners
- Stockists
- Franchise businesses
- Manufacturers with established dealer networks
How the money flows
Exact terms depend on the lender and the facility.
- 01
You order stock from the manufacturer or brand.
- 02
The lender pays the manufacturer for your order.
- 03
You sell the stock to your customers.
- 04
You repay the lender within the agreed credit period.
Documents usually needed
Not needed to enquire. Lenders may ask for more or fewer, depending on the facility.
Proprietorship
- PAN and Aadhaar of the proprietor
- Business proof: GST registration, Udyam certificate or shop licence
- Bank statements for the last 6–12 months
- Income tax returns and financial statements for the last 2–3 years
Partnership or LLP
- Partnership deed or LLP agreement, and firm PAN
- PAN and Aadhaar of the partners
- GST registration and business address proof
- Bank statements for the last 6–12 months
- Income tax returns and financial statements for the last 2–3 years
Company
- Certificate of incorporation, MoA and AoA, and company PAN
- PAN and Aadhaar of the directors
- GST registration and a board resolution for the borrowing
- Bank statements for the last 6–12 months
- Audited financial statements for the last 2–3 years
Also for Dealer Finance
- Dealership agreement with the manufacturer or brand
- Purchase and sales history
Run the numbers
Indicative estimates, calculated in your browser.
Working capital
Drawing Power Calculator
Work out drawing power from stock and receivables, and the usable limit within your sanction.
FAQs
Questions about Dealer Finance
What is Dealer Finance?
Dealer Finance provides eligible channel partners with financing for purchases from manufacturers or anchor businesses.
Does the manufacturer receive payment directly?
The settlement structure depends on the finance program and lender.
Can it help dealers buy more inventory?
Yes, funding inventory purchases is one of its primary uses.
Is it only for large dealers?
Not necessarily. Eligibility depends on lender program rules and dealer financial strength.
Can manufacturers arrange finance for their entire dealer network?
Structured dealer finance programs may be created for eligible networks, subject to lender assessment.
Why Loan2Business?
- Multiple finance solutions under one platform
- Solutions for MSMEs, manufacturers, traders and service businesses
- Secured and unsecured lending options
- Working-capital and supply-chain financing
- Assistance with loan documentation and application
- Access to financing options from eligible lenders
Dealer Finance
Help Your Dealer Network Grow
Give channel partners access to funding that supports inventory and sales.
Transparent by design
- Fees, where applicable, are disclosed in writing before you proceed.
- We never guarantee approval—final credit decisions and terms remain with the respective lender.
- We never ask for OTPs, passwords or unauthorised payments.
Offices in Mumbai & Pune · Supporting businesses across India
Tell us what you need
A funding specialist will get back to you with options for your business.
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