Loan EMI Calculator
Calculate your monthly instalment, total interest and total repayment for a loan.
One Relationship. Multiple Lenders. One Credit View.
Borrowing & repayment
Check how comfortably your annual cash flow covers loan repayments and interest. Calculated on your device — never submitted.
DSCR = annual cash available for debt service ÷ (annual principal repayments + interest). Use cash available for debt service on a consistent basis; lender definitions and thresholds differ.
Indicative planning estimate. This is not a lending offer or eligibility decision. Final assessment, definitions, margins, pricing and charges are lender-specific.
Debt service coverage
1.36×
Calculated on your device. Your figures aren't sent unless you choose to share them.
Calculate your monthly instalment, total interest and total repayment for a loan.
Estimate how much additional borrowing your cash flow could support at a target DSCR.
Work backwards from an EMI you can afford to the loan amount it could repay.
See how much interest a part-prepayment or full foreclosure saves, after prepayment charges.
Compare two loan offers on total cost — interest plus processing fee — not just the interest rate.
DSCR Calculator
Every business has different funding requirements.
Whether you need working capital, machinery finance, a secured loan, unsecured business finance, invoice funding, supply-chain finance, inventory finance or trade finance, Loan2Business can help you explore suitable options based on your profile.
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Offices in Mumbai & Pune · Supporting businesses across India
A funding specialist will get back to you with options for your business.