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DSCR Calculator

Check how comfortably your annual cash flow covers loan repayments and interest. Calculated on your device — never submitted.

Per year₹1.5 Cr

Per year₹80 L

Per year₹30 L

How this is calculated

DSCR = annual cash available for debt service ÷ (annual principal repayments + interest). Use cash available for debt service on a consistent basis; lender definitions and thresholds differ.

Indicative planning estimate. This is not a lending offer or eligibility decision. Final assessment, definitions, margins, pricing and charges are lender-specific.

Your estimate

Debt service coverage

1.36×

Annual debt service
₹1,10,00,000
Cash after debt service
₹40,00,000
Coverage position
Cash covers debt service
Discuss this requirementor call +91 90909 93939

Calculated on your device. Your figures aren't sent unless you choose to share them.

Solutions this helps with

DSCR Calculator

Discuss these numbers with an advisor

Every business has different funding requirements.

Whether you need working capital, machinery finance, a secured loan, unsecured business finance, invoice funding, supply-chain finance, inventory finance or trade finance, Loan2Business can help you explore suitable options based on your profile.

Transparent by design

  • Fees, where applicable, are disclosed in writing before you proceed.
  • We never guarantee approval—final credit decisions and terms remain with the respective lender.
  • We never ask for OTPs, passwords or unauthorised payments.

Offices in Mumbai & Pune · Supporting businesses across India

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A funding specialist will get back to you with options for your business.

₹50 L

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