Loan EMI Calculator
Calculate your monthly instalment, total interest and total repayment for a loan.
Borrowing & repayment
Debt Capacity Calculator
Estimate how much additional borrowing your cash flow could support at a target DSCR. Calculated on your device — never submitted.
How this is calculated
Annual debt-service headroom = cash available ÷ target DSCR − existing annual debt service. Monthly headroom = annual headroom / 12. Debt capacity is the present value of monthly headroom over the entered tenure at the entered rate. Assumes equal monthly repayments.
Indicative planning estimate. This is not a lending offer or eligibility decision. Final assessment, definitions, margins, pricing and charges are lender-specific.
Your estimate
Indicative debt capacity
₹2,99,70,026
₹3 Cr
- Monthly payment headroom
- ₹6,66,667
- Annual payment headroom
- ₹80,00,000
- Target coverage
- 1.50×
Discuss this requirementor call +91 90909 93939
Calculated on your device. Your figures aren't sent unless you choose to share them.
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Discuss these numbers with an advisor
Every business has different funding requirements.
Whether you need working capital, machinery finance, a secured loan, unsecured business finance, invoice funding, supply-chain finance, inventory finance or trade finance, Loan2Business can help you explore suitable options based on your profile.
Transparent by design
- Fees, where applicable, are disclosed in writing before you proceed.
- We never guarantee approval—final credit decisions and terms remain with the respective lender.
- We never ask for OTPs, passwords or unauthorised payments.
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